中证500的指数基金散户如何选择？

<p style="background-color: transparent; color: rgb(26, 26, 26); font-family: -apple-system,BlinkMacSystemFont,Helvetica Neue,PingFang SC,Microsoft YaHei,Source Han Sans SC,Noto Sans CJK SC,WenQuanYi Micro Hei,sans-serif; font-size: 15px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 15px; margin-left: 0px; margin-right: 0px; margin-top: 0px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">目前市场指数基金分为场内基金和场外基金。场内基金就是跟个股一样，可通过证券账户在二级市场直接买卖，有日内分时走势，可以时刻查看基金报价；场外基金是通过银行或基金销售机构申购赎回份额来参与投资，每天只有一个净值报价。</p> <p style="background-color: transparent; color: rgb(26, 26, 26); font-family: -apple-system,BlinkMacSystemFont,Helvetica Neue,PingFang SC,Microsoft YaHei,Source Han Sans SC,Noto Sans CJK SC,WenQuanYi Micro Hei,sans-serif; font-size: 15px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 15px; margin-left: 0px; margin-right: 0px; margin-top: 15px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">中证500指数上市已十几年，市场上投资标的为此指数的基金众多，可根据自己的情况来选择购买哪只基金。</p> <p style="background-color: transparent; color: rgb(26, 26, 26); font-family: -apple-system,BlinkMacSystemFont,Helvetica Neue,PingFang SC,Microsoft YaHei,Source Han Sans SC,Noto Sans CJK SC,WenQuanYi Micro Hei,sans-serif; font-size: 15px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 15px; margin-left: 0px; margin-right: 0px; margin-top: 15px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;"> </p> <p style="background-color: transparent; color: rgb(26, 26, 26); font-family: -apple-system,BlinkMacSystemFont,Helvetica Neue,PingFang SC,Microsoft YaHei,Source Han Sans SC,Noto Sans CJK SC,WenQuanYi Micro Hei,sans-serif; font-size: 15px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 15px; margin-left: 0px; margin-right: 0px; margin-top: 15px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">选取市场主流场内基金ETF和场外开放式基金对比参考。</p> <p style="background-color: transparent; color: rgb(26, 26, 26); font-family: -apple-system,BlinkMacSystemFont,Helvetica Neue,PingFang SC,Microsoft YaHei,Source Han Sans SC,Noto Sans CJK SC,WenQuanYi Micro Hei,sans-serif; font-size: 15px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 15px; margin-left: 0px; margin-right: 0px; margin-top: 15px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">开放式基金（场外）：如果你是上班族，看盘想必也是一件奢侈的事情，那么，场外基金更适合你，而且场外基金可设置自动基金定投，设置好定投时间、金额，剩下的事情就交给系统吧。另外，场外基金门槛更低，没有场内基金100股为单位限制。</p> <p style="background-color: transparent; color: rgb(26, 26, 26); font-family: -apple-system,BlinkMacSystemFont,Helvetica Neue,PingFang SC,Microsoft YaHei,Source Han Sans SC,Noto Sans CJK SC,WenQuanYi Micro Hei,sans-serif; font-size: 15px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 15px; margin-left: 0px; margin-right: 0px; margin-top: 15px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">ETF（场内）：跟买卖个股一样，非常便利，资金更灵活，当天买入，第二天可卖出，第三天可出金；能时刻查看净值日内走势，捕捉日内波动，跟有利于短线投资者交易。当然，你得有时间看盘，同时能承受价格波动对心理的影响，切忌定投变成清仓。</p> <p style="background-color: transparent; color: rgb(26, 26, 26); font-family: -apple-system,BlinkMacSystemFont,Helvetica Neue,PingFang SC,Microsoft YaHei,Source Han Sans SC,Noto Sans CJK SC,WenQuanYi Micro Hei,sans-serif; font-size: 15px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 15px; margin-left: 0px; margin-right: 0px; margin-top: 15px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">没有最好的，只有最合适的，看完上面的对比，相信你已经心有所向。</p> <p style="background-color: transparent; color: rgb(26, 26, 26); font-family: -apple-system,BlinkMacSystemFont,Helvetica Neue,PingFang SC,Microsoft YaHei,Source Han Sans SC,Noto Sans CJK SC,WenQuanYi Micro Hei,sans-serif; font-size: 15px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 15px; margin-left: 0px; margin-right: 0px; margin-top: 15px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">还是用数据说话，选取运行超过3年，资金规模大于2亿的10只中证500指数基金对比分析。</p> <p style="background-color: transparent; color: rgb(26, 26, 26); font-family: -apple-system,BlinkMacSystemFont,Helvetica Neue,PingFang SC,Microsoft YaHei,Source Han Sans SC,Noto Sans CJK SC,WenQuanYi Micro Hei,sans-serif; font-size: 15px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 15px; margin-left: 0px; margin-right: 0px; margin-top: 15px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">其中包裹投资ETF基金的嘉实中证500ETF联接基金；两只指数增强基金，什么是指数增强基金呢？指数增强基金是除了被动跟踪标的指数外，基金经理增加主动管理策略，目标是跑赢指数获取超额收益。</p> <p style="background-color: transparent; color: rgb(26, 26, 26); font-family: -apple-system,BlinkMacSystemFont,Helvetica Neue,PingFang SC,Microsoft YaHei,Source Han Sans SC,Noto Sans CJK SC,WenQuanYi Micro Hei,sans-serif; font-size: 15px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 15px; margin-left: 0px; margin-right: 0px; margin-top: 15px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">基金信息表</p> <p style="background-color: transparent; color: rgb(26, 26, 26); font-family: -apple-system,BlinkMacSystemFont,Helvetica Neue,PingFang SC,Microsoft YaHei,Source Han Sans SC,Noto Sans CJK SC,WenQuanYi Micro Hei,sans-serif; font-size: 15px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 15px; margin-left: 0px; margin-right: 0px; margin-top: 15px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">今年业绩表现</p> <p style="background-color: transparent; color: rgb(26, 26, 26); font-family: -apple-system,BlinkMacSystemFont,Helvetica Neue,PingFang SC,Microsoft YaHei,Source Han Sans SC,Noto Sans CJK SC,WenQuanYi Micro Hei,sans-serif; font-size: 15px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 15px; margin-left: 0px; margin-right: 0px; margin-top: 15px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">资金规模最大的南方中证500ETF，各项指标均排名垫底，记住不是规模最大就是最好。国富中证500今年下跌趋势中，通过指数增强策略，获得最优成绩。</p> <p style="background-color: transparent; color: rgb(26, 26, 26); font-family: -apple-system,BlinkMacSystemFont,Helvetica Neue,PingFang SC,Microsoft YaHei,Source Han Sans SC,Noto Sans CJK SC,WenQuanYi Micro Hei,sans-serif; font-size: 15px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 15px; margin-left: 0px; margin-right: 0px; margin-top: 15px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">最近3年年化回报率</p> <p style="background-color: transparent; color: rgb(26, 26, 26); font-family: -apple-system,BlinkMacSystemFont,Helvetica Neue,PingFang SC,Microsoft YaHei,Source Han Sans SC,Noto Sans CJK SC,WenQuanYi Micro Hei,sans-serif; font-size: 15px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 15px; margin-left: 0px; margin-right: 0px; margin-top: 15px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">建信中证500A，3年年化回报率最高，泰达宏利中证500综合表现最好。</p> <p style="background-color: transparent; color: rgb(26, 26, 26); font-family: -apple-system,BlinkMacSystemFont,Helvetica Neue,PingFang SC,Microsoft YaHei,Source Han Sans SC,Noto Sans CJK SC,WenQuanYi Micro Hei,sans-serif; font-size: 15px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 15px; margin-left: 0px; margin-right: 0px; margin-top: 15px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">最近3年年度回报率</p> <p style="background-color: transparent; color: rgb(26, 26, 26); font-family: -apple-system,BlinkMacSystemFont,Helvetica Neue,PingFang SC,Microsoft YaHei,Source Han Sans SC,Noto Sans CJK SC,WenQuanYi Micro Hei,sans-serif; font-size: 15px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 15px; margin-left: 0px; margin-right: 0px; margin-top: 15px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">如图所示，代表最近3年每年的独立回报情况，综合评比泰达宏利中证500历史业绩更优，富国中证500后来居上，在今年单边下跌为主的行情中，增强策略效果显著。</p> <p style="background-color: transparent; color: rgb(26, 26, 26); font-family: -apple-system,BlinkMacSystemFont,Helvetica Neue,PingFang SC,Microsoft YaHei,Source Han Sans SC,Noto Sans CJK SC,WenQuanYi Micro Hei,sans-serif; font-size: 15px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 15px; margin-left: 0px; margin-right: 0px; margin-top: 15px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">总结</p> <p style="background-color: transparent; color: rgb(26, 26, 26); font-family: -apple-system,BlinkMacSystemFont,Helvetica Neue,PingFang SC,Microsoft YaHei,Source Han Sans SC,Noto Sans CJK SC,WenQuanYi Micro Hei,sans-serif; font-size: 15px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 15px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">从分析基金中可以看出，富国中证500和泰达宏利中证500两只基金历史综合表现更优，值得参考。历史只能代表过去，基金产品的份额、管理团队调整，都将影响产品运行，基金产品动态不能忽视。</p> <p style="background-color: transparent; color: rgb(26, 26, 26); font-family: -apple-system,BlinkMacSystemFont,Helvetica Neue,PingFang SC,Microsoft YaHei,Source Han Sans SC,Noto Sans CJK SC,WenQuanYi Micro Hei,sans-serif; font-size: 15px; font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 15px; orphans: 2; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; -webkit-text-stroke-width: 0px; white-space: normal; word-spacing: 0px;">更多咨询，关注公众号：ETF之家</p>